Car Insurance

Get a quick Auto insurance quote and save 20%

Get a quote in minutes and see how simple it is to save up to $850 when you bundle car and home insurance in Ontario.

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First name*

Last name*

Phone number*

Email address*

Vehicle year*

Vehicle make*

Vehicle model*

Vehicle financed or leased*

Vehicle purchase date*

Where is this vehicle parked overnight?*

Do you plan to or currently have any anti-theft devices installed?*

How many kilometres do you drive one way to work or school each day?*

How many kilometres do you drive in an average year?*

What is your date of birth?*

What type of driver’s license do you have right now?*

How old were you when you were first licensed in Canada?*

How many at-fault accidents have you been involved in in the past nine years?*

How many traffic tickets (not including parking) have you received in the last three years?

How many years in a row have you had auto insurance in Canada?*

Do you want to insure your home and your vehicle?

Do you have winter tires?*

How many insurance policies have been cancelled for non-payment in the past 3 years?*

What is your gender? *

What is your marital status?*

Address

Street Address*

City*

Province

Postal Code *

By providing my phone number and email, I agree to receive communication from Ontario Insurance Quote.

Why choose us

Switch to save an average of 24% on car insurance

As part of your quote, we work with you to find all the ways you can save. Out of our 30, here’s just a few.

Perks for new drivers

Get rewards if you’re a new driver who demonstrates safe driving behaviours.

Auto theft prevention

If your vehicle is equipped with an approved anti-theft device, you can save on your insurance premium.

Multi-vehicle discount

You can qualify for a multi-vehicle discount on car insurance if you insure two or more vehicles from the same residence or household.

Go “green” to save 10%

You can save if you have an electric or hybrid vehicle.

Student occasional driver discount

If you have a student listed as an occasional driver on your policy, you may qualify for discounted coverage.

Winter tire discount

Get rewarded with additional discounts when you equip your vehicle with winter tires.

Claims-free reward

It pays to be a safe driver. Reward yourself with additional discounts for being a claims-free driver.

Bundle home and car insurance

Save on home (or tenant) and car insurance when you get both together with us. Insureds who bundled their home and car insurance saved an average of $1,470.

Remove optional physical damage coverage on older cars

As your car ages its market value decreases, and the cost to repair your vehicle may be more than it’s worth. You could consider removing optional physical damage coverage from your vehicle to lower your premium.

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Compare Rates

Looking for the best rates on car insurance? We’ll help you compare quotes from 20 of Ontario’s top auto insurance companies.

About Us

Insurance for high-risk drivers

There are many reasons you may need high-risk insurance in Ontario. It is often not because you did something bad. Mistakes happen. Many people simply have some bad luck with tickets or accidents. Or maybe you missed an insurance payment and had your policy cancelled. Thousands of Ontario motorists experience these issues and require high-risk auto insurance.

Why You're Considered High-Risk

Insurance policy cancellation due to non-payment
History of lapsed insurance coverage
Age or inexperience
Poor credit score or no credit
DUI conviction

Connect with us

We’ve got the lowest rates for auto insurance in Ontario

Get a Free Quote

Get a car insurance quote in minutes using our secure online quoter.

Speak to an advisor

One of our licensed advisors would be happy to guide you through the options.

Faqs

Answers to Your Questions

How much does car insurance cost in Ontario?

The average policy costs around $1,824 per year, but this can vary based on your driving history, location, and the type of coverage you need.

What’s the cheapest car insurance in Ontario?

There’s no one-size-fits-all provider. That’s why comparing quotes is key to finding the best rate for you.

How do I get started with a quote?

Just enter a few details, and we’ll show you personalized rates in 3 minutes!

Do I need proof of insurance to drive in Canada?

Canadian law requires U.S. drivers to have proof of insurance in order to drive in the country. This can be just your insurance card, but it is best to have your entire policy declaration that confirms Canadian coverage.